Annuities

Your Ultimate Guaranteed Income for Life

Annuities are the cornerstone of financial security, offering guaranteed income for life.

With the power of tax-deferred growth, your money works harder, compounding interest over time to secure your future.

Enjoy peace of mind knowing your income is predictable, reliable, and designed to last a lifetime.

Ready to learn more?

What is an Annuity?

An annuity allows a customer to deposit money (premiums) with an insurance company that can earn interest and grow on a tax-deferred basis with the agreement that the insurance company will then provide a series of payments back to the customer at regular intervals. People typically purchase annuities to provide or supplement retirement income they will receive from Social Security, pension benefits, investments and other sources. You can convert your annuity into a stream of income that can then be paid over a fixed period or for your lifetime. You can take withdrawals of varying amounts when you need the income.

Types of Annuity Income

IMMEDIATE INCOME

Provides income payments that begin later, often after many years. Deferred annuities are designed for long-term savings purposes.

DEFERRED INCOME

Provides income payments that begin later, often after many years. Deferred annuities are designed for long-term savings purposes.

Available to purchase using a single lump sum, or with flexible premiums over time.

When it comes time to take income from your deferred annuity, you will have many options available to meet your needs.

Annuity Accumulation Types

FIXED INTEREST

Deposits accumulate at fixed rate of interest set by the company. Have a guaranteed minimum interest rate that will be earned.

INDEXED

Indexed annuities do not directly participate in any stock or equity investments. Most indexed annuities permit owners to participate in only a stated percentage of an increase in an index, and also impose a “cap rate” that represents the maximum annual account value percentage increase allowed to contract owners. An investment cannot be made directly into an index.

Top Annuities

The NLG Annuity

A Lifetime Income with No Fees.

This annuity contract requires zero gains with no fees and — last but not least — guaranteed income for life even if the balance is zero.

Presented by David Weiner, the creator of the Banking Like A Bank™ system.

The Silac Annuity

The Nation's Most Sought-After Annuity.

A pure no-fee indexed annuity offering 7-year, 10-year, and 14-year contracts that provides the best blend of accumulation and lifetime income.

Presented by David Weiner, the creator of the Banking Like A Bank™ system.

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