Living Benefits
Did you know 60% of bankruptcies stem from a critical illness and 80% of those impacted had health insurance?
Health insurance and disability plans alone aren’t enough.
Secure your future with coverage that goes beyond the ordinary.
Ready to learn more?
Our life insurance and annuity solutions come with optional riders that we call “Living Benefits.” These benefits are designed to provide financial support when it matters most. Depending on the product, Living Benefits can offer financial relief for qualifying terminal, chronic, or critical illnesses or critical injuries. They can also provide a guaranteed income stream that you cannot outlive.
The true impact of Living Benefits is best understood through the stories of policy owners who have relied on them during life’s unexpected challenges.
Discover how Living Benefits can protect and empower your future today.
DR. MARIUS BARNARD
Dr. Marius Barnard was a member of the pioneering medical team that performed the world’s first human heart transplant at Groote Schuur Hospital in 1967 with his brother Christian. He spent a large part of his career working to improve cardiac surgery behind the iron curtain and globally, specializing in heart surgery for newborn babies.
Recognizing that due to medical advances his patients were surviving illnesses they would previously have died from, Marius witnessed first hand the financial impact this survival had on them and their family. He sought a solution to help future patients and worked towards an insurance product that paid out not on death, but on the diagnosis of a particular illness. With the help of Crusader Life Insurance in South Africa, the first policy was launched in 1983.
Jessica's Story
Jessica, only 30 years old, was a new mom when she learned that she had breast cancer. Her saving grace was her life insurance policy with Living Benefits.
Chris' Story
Hear Chris Edwards tell his story about his courageous battle with cancer and how Living Benefits made a difference, giving him the financial freedom to get quality medical treatment and take care of those important to him.
